Accounting and reconciliation
Understand your revenue numbers and reconcile Arketa reports with your bank deposits.
Understanding how your revenue flows from client payments to your bank account helps you reconcile your books and work with your accountant.
Revenue flow
Client payment → Stripe → Stripe balance → Payout to your bank
Each step has fees deducted:
- Stripe processing fee — deducted per transaction (~2.9% + 30¢)
- Arketa platform fee — deducted per your plan
- Refunds — reduce your balance before payout
- Disputes — funds held and potentially lost
Key reports for accounting
| Report | What it's for |
|---|---|
| All Payments | Every transaction — the most granular view |
| Total Sales | Revenue by time period, high-level summary |
| Balance Summary | Gross revenue minus fees — closest to what you receive |
| Refunds report | All refunds issued |
Find these under Reporting → Sales and Reporting → Finance.
[IMAGE TODO] Take a screenshot showing the Reporting section of the Arketa dashboard with the Sales and Finance sub-sections visible in the navigation. Show one of the key reports (e.g., All Payments or Balance Summary) with sample transaction data.
Why Stripe payouts don't match your Arketa revenue
Your Stripe payout may be different from your Arketa revenue numbers for several reasons:
- Timing — some payments from last month may have arrived in this month's payout
- Fees — Stripe deducts processing fees before sending the payout
- Refunds — reduce payout amounts
- Rolling reserve — new accounts may have a portion held by Stripe temporarily
Stripe's 1099-K vs. Arketa reports
Stripe's 1099-K reflects total gross payment volume — including amounts that were later refunded. Your Arketa reports show net revenue. These numbers won't match exactly, and that's normal.
Arketa Accounting
Arketa offers an integrated bookkeeping service (Arketa Accounting) that connects your business bank accounts and automatically imports transactions. Contact support or sales to learn more.