How payouts work
Understand how and when Stripe deposits your revenue into your bank account.
Arketa processes payments through Stripe. After each transaction, Stripe holds the funds briefly before depositing them to your bank account in a payout.
Payout schedule
Stripe deposits funds on a rolling basis — by default, payouts are issued daily (for US accounts) with a 2-day delay. This means money collected today arrives in your bank account 2 business days later.
You can change your payout frequency to weekly or monthly in your Stripe account settings if you prefer less frequent but larger deposits.
What affects your payout amount
Your payout = Gross revenue - Stripe processing fees - Arketa platform fees
| Component | What it is |
|---|---|
| Gross revenue | Total collected from clients |
| Stripe fees | ~2.9% + 30¢ per transaction (varies by card type) |
| Arketa fees | Platform fee per your plan |
| Refunds | Deducted from the payout |
| Disputes | Funds held while dispute is open |
Payout timing for different payment types
- Card payments — typically deposit 2 business days after the transaction
- ACH/bank transfers — 3–5 business days to settle, then payout schedule applies
- First payout — may take 7–14 days for new Stripe accounts while Stripe verifies your identity and business
Where to see payout details
In your Stripe Dashboard (dashboard.stripe.com), go to Payouts to see each individual payout, the transactions it includes, and when it will arrive.
In Arketa, go to Reporting → Finance → Balance Summary for an overview of revenue and fees.
[IMAGE TODO] Take a screenshot showing the Arketa Reporting - Finance - Balance Summary page with sample data. Show the gross revenue, fees breakdown (Stripe fees, Arketa fees), refunds, and net payout amount for a selected time period.
Stripe identity verification
Stripe requires identity verification before sending payouts. If your payouts are delayed or on hold, check your Stripe account for any required verification steps.